New Delhi. Now you can only pay by using BHIM (Bharat Interface for Money), along with track, manage and distributing your expenses with friends and family. NPCI BHIM Services Limited (NBSL), which is a fully owned subsidiary of the National Payments Corporation of India (NPCI), has launched BHIM 3.0.

BHIM 3.0 was launched by Prime Minister Narendra Modi in the year 2016. This is the third development since then. The new BHIM 3.0 app has been made more user friendly for customers. BHIM 3.0 will be fully released by April 2025, which will make digital pay even easier. Let's know the new and special features of BHIM 3.0.

BHIM 3.0: What's new to you?
1. In more than 15 Indian languages
Now BHIM 3.0 will be available in more than 15 Indian languages, so that people of different regions will be able to use it easily.

2. Fast transaction on weak internet connection
BHIM 3.0 is designed in such a way that it will also work easily on slow or unstable internet connection.

3. Complete monitoring of expenses – track, manage and divide
Now you will be able to analyze your monthly expenses, which will help you understand where you are spending the most. Now you can share expenses with friends and family, whether it is rent, food bill or any group shopping. The dashboard of BHIM 3.0 will automatically categorize and classify your expenses, which will help you to make budget and control expenses.

4. Family Mode – A BHIM app for the whole family
You can add all your family members to the same account. You can track their expenses and assign special payments. This will improve the budget and expenditure of the household than before.

5. 'Action Needed' Alert – Now no significant payment will be missed
BHIM 3.0 will remind you of things like pending bills, UPI light activation and low balance, so that you do not miss any significant payment.